With a car, generally you wouldn't spend too much money to fix it if it had already cost you a lot, was near the end of it's life, the bill would be too expensive, or whatever. How about your pets? When do you consider a pet "totaled?" For example, if you found out your pet had cancer and it would cost you $5,000 (or whatever that would be in your currency), would you even consider paying for it or would you tell yourself it's time to let the pet go and have it put down once the cancer got bad enough? How much would you spend on your pet's medical bills at one time? I won't lie, I think upwards of $500 is the most I'd be willing to spend towards a pets medical bills. Maybe up to $1,000 if I happened to have the extra cash at the time. I'd definitely not go into credit card debt to pay vet bills. That means if any of my pets get cancer it's not going to end well for them. I just think there are much more important things to spend that kind of money on if it came down to it. As sad as it would be if a pet got cancer or even a really bad injury, there's no guarantee that it could be saved anyway. So, how much would you spend on your pet's medical bills at one time? If your pet had ongoing medical bills and things weren't getting better would you stop even smaller payments due to the fact that they add up?