Ok guys - look at this and give me an opinion-
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Personal Account
Ideal if you primarily send payments, such as for eBay items or online subscriptions. With a Personal account, you can send and receive money for free—but you cannot accept debit or credit card payments. You will also have access to PayPal’s basic features, including PayPal Buyer Protection on qualifying eBay purchases.
If you do business online, choose a Premier or Business account instead. Both include dozens of exclusive features to enhance and manage your sales. In addition, Premier and Business accounts can accept credit card payments.
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If I have a personal account, I can receive money for free! I would lose the debit/credit card feature. What if I made an auction and at the bottom out this line in:
"Payment for this auction is limited to paypal or money order. If you would like to use a debit card or credit card, please visit my ebay store where I am selling this item with a merchant account."
The deal is, if I buy something for $1.25 and sell it for $3.00, I am losing a lot of money if I have to pay paypal 37 cent per item in addition to the ebay fees.