Greetings all The question is where. I got the impression cd's are not that popular any more and most are recommending money market accounts. But they also have term limits as well don't they? Why not get an ameritrade or scott trade account and park it in some bond or money market funds, that way its fully liquid? My emergency fund right now has $10k in a cd that matures in a month and another $10k in japan in savings account. What do you think?