@ Cons: I'm not trying to blame Obama for everything and I should qualify this with he could not do the things that he has without congress. Also, the basis for much of the current situation goes back to the community reinvestment act, Fannie Mae, and Freddie Mac. That being said, his anti-business and class warfare rhetoric, policies implemented and suggested, outrageous spending, increased requirements on employers (like mandated employer provided healthcare), and promise of increased taxes has been a major chilling influence on small business. I know this as I am in sales and small business is my market. Small business owners are already dealing with a difficult situation as things have slowed considerably. Compounding that is the uncertainty of what the government has planned for them. As you may know, many small businesses are sole proprietors and would be in the tax bracket of individuals making over 200k per year. These people have been demonized by the administration as part of the evil rich (which they are not). Many of these people work 60, 70, maybe 80 hrs a week. These people are struggling now and the prospect of higher taxes, increased regulation, and being the target of government demonization is freezing progress. Business hates uncertainty.