Discussion in 'Money & Investing' started by taiarain, Nov 22, 2006.

  1. taiarain

    taiarain Registered Member

    How are you funding yours? Did you save all or part ahead of time? Are you going to charge all or part?

  2. mamab

    mamab Registered Member

    Ours is going to be tight this year. We don't have credit cards, so we definitely won't be charging. Guess we'll just make due with what we got. :-/
  3. katharina

    katharina Registered Member

    I saved up ahead of time for most of it. I really didn't want to still be paying Christmas bills in April. I'm charging *only* because I do most of the shopping online and that's the only option, but I pay the balance each month.
  4. taiarain

    taiarain Registered Member

    We lucked out, really. Money's been more of a squeeze than I had hoped for over the last several months so I didn't save as much as planned. Fortunately, I got a royalty check for a bit more than I expected about five weeks earlier than I expected. I wouldn't have charged, but it would have hit my savings. Now, it doesn't have to.
  5. mamab

    mamab Registered Member

    Congratulations on the royalty check!! I know unexpected money is always a blessing! I wouldn't charge Christmas now for all the money in the world. It's just not worth it to me in the long run. We're pretty much a "giving" family all year long, so we don't have to wait until Christmas to do so.
  6. Penguin

    Penguin Registered Member

    Cash, as much as possible. I have no intention of charging anything! Charging usually ends up meaning "paying twice" around here.
  7. Mirage

    Mirage Administrator Staff Member V.I.P.

    I am planning on using a credit card as always, however I usually pay off all Christmas bills the next month. I just find it easier to keep track of everything if it's on a credit card. :)
  8. Melos

    Melos Registered Member

    I'm a member of MyPoints, and I do all my shopping through them and earn points all year long. Emails and surveys earn you points too. Around Nov 1st, I trade in all my points for gift cards and fund my holiday shopping that way. I've got about $200 worth of Target gift cards, $100 from Barnes & Noble and a couple smaller ones that I'm using for gifts themselves.
  9. mamab

    mamab Registered Member

    I never thought of giving someone some of my Mypoints gift cards as gifts. What a wonderful idea! I usually just use them myself, buying the item. I guess if I gave them the gift card, they could choose what they want. Thanks for the idea!
  10. taiarain

    taiarain Registered Member

    I prolly should have clarified. The vast majority of my Christmas shopping has been done via credit card reward points. I'm only using cash to pay for the kids, hubby, and two others - and, of course, the supplies for the handmade gifts. It just would have sucked to have had to turn to my savings account for hubby & kids.

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