Hello all. My name is Derrick I'm a newly married 24 y/o in hopes of starting off on the right track so eventually my wife and I are financially independent. I look forward learning and seeing all these forums have to offer.


Trust me, I'm The Doctor.

I'm excited to see anxious new people here. Ask any questions you'd like, and don't forget to check out You can use your same login between all of the NURV forums.