Stockbroker, thanks again for helping in my education (maybe I should take out a student loan and pay you something

.... well, maybe if I ever get a hot stock tip, I'll share.
I think the forex is way out of my league for now, but it's sure an intriguing concept. I see lots of ads for people willing to act in the forex for you, but I doubt I'd trust anyone other than myself, especially when minutes are important ... kind of like sniping an eBay auction (which I guiltily admit I have done on occasion, but I figure if Weird Al can do it, so can I ... my apologies for the obscure musical reference ... see the Poodle Hat CD if interested ... there's a great song about addiction to eBay).
I'm going to keep this one on the backburner in my mind for now, but thanks again for the advice and info. Have you ever traded on the forex yourself? If so, any further advice?