Embrace the Suck
Does your mechanic have the obligation to fix your car if you don't pay him? What about your plumber? Your electrician? I realize this is different because this guy lost his house as opposed to not having your plumbing fixed but I'm only responding to your assertion as to what they are obligated to do. They are obligated to provide services to those that have paid. They are not obligated to provide serviced to those that have not.That is completely wrong. Fire fighters should have an obligation to do what they can to do what they are supposed to do- fight fires (doh!).
And if you don't pay a fee? You pay them back after. No one deserves to watch their house burn to the ground. 75 dollars can easily be paid back with a plan in mind.
It's not a question of what he deserves or doesn't deserve. Not providing services is not giving him what he deserves. It's giving him what he has paid for, or not paid for in this instance.