yooperchick
Registered Member
My credit card was at a nice 7.9%. Then, it went up to 14.9% within a year. I have not made any late payments and when I called to inquire, they just said they now calculate the rates a little differently. Well, I wish I knew that before I racked up a balance. Now, a good portion of my payment is going towards finance charges and I feel like I'm stuck.
I can't get another credit card to play the "balance transfer" game cause of my balance on the one. Oh, and I even went to the bank to see if they'd give me a loan just to pay it off, then pay the bank back with the credit card so I can get a balance transfer rate of 0%. They didn't go for that.
Anyone else have any ideas of something I can do?
I can't get another credit card to play the "balance transfer" game cause of my balance on the one. Oh, and I even went to the bank to see if they'd give me a loan just to pay it off, then pay the bank back with the credit card so I can get a balance transfer rate of 0%. They didn't go for that.
Anyone else have any ideas of something I can do?