Okay so I've been working as a debt collector for about half a year now so I figured I would help anyone out that is looking for advice on how to handle creditors or if they're just curious. That and I learned a lot of stuff I never knew so I like sharing. The best piece of advice: READ AND LEARN THE FDCPA (FAIR DEBT COLLECTIONS PRACTICES ACT) FRONT AND BACK! So please, ask some questions! I was going to just post a big ass article but I figured I'd just let people ask if they felt like it.