So if you've read my latest blog post, I got a job doing collections and I have to say, it's kind of fun. It's also pretty awesome to see how it works and what rules and regulations the industry is run by. Now I'm no authority, but I could definitely answer a lot of basic questions. I'll answer one right off the bat: Q: Is it a smart idea to just ignore or hang up on collectors? A: No. It's one of the dumbest moves you can make. You'll simply get called until you pick up the phone. If you don't want them calling you, then pick up the damn phone and stop being a whiny bitch. You got yourself in debt, own up to it. Some collectors love calling back people they know don't like being called because until you do something about it, they can keep calling you without penalty of law. So if you have questions, ask!